Managing finances can seem daunting for many, but the truth is that technology can be a great ally on this journey. With so many apps available, organizing expenses, finding the best deals, and even earning some cashback has become easier. If you want to get your finances in order and start saving money every day, check out this list of money-saving apps we've put together for you.

Main Highlights

• Guiabolso: Connects your bank accounts to automatically categorize expenses and view your budget.
• Mobills: Tracks expenses and income, manages credit card limits, and helps create monthly budgets.
• Buscapé: Compares product prices across various online stores and monitors price history to find the best deals.
• Méliuz: Offers cashback on online and in-store purchases, with partnerships in various categories.
• NUVapp: Ideal for those looking to save money, with a focus on applications and financial control.

1. Guiabolso

Do you know that feeling when your money disappears and you don't even know where it went? Guiabolso can be your partner on this journey to understand your spending. It securely connects to your bank accounts and credit cards, and best of all: it automatically categorizes everything. This way, you can see on screen where most of your money is going, whether it's for leisure, food, or transportation.

With Guiabolso, you can get a clear view of your budget. It helps you create savings goals, like saving for that trip or a down payment on a car. And the best part is that it shows everything in an easy-to-understand way, with graphs and reports. If you want to have more control and stop wondering where your money went, this app is a good place to start.

• Connect your bank accounts and cards securely.
• Automatically categorizes your expenses.
• It helps create personalized savings goals.
• It offers tips to improve your financial life.

Guiabolso transforms the way you see your money, making financial control more accessible and less daunting in your daily life.

2. Mobiles

If you're looking to get your finances in order and save money at the same time, Mobills can be a good partner on this journey. It's one of those apps that helps you get a clear view of where your money is going. You know that feeling when your money just disappears? Well, with Mobills you can start to understand that.

The app allows you to track all your expenses, from your morning coffee to your biggest purchase. You can separate everything by category, such as "food," "transportation," "leisure," and that way you can see where you're spending the most. It's like having an X-ray of your finances.

One cool thing is that it also helps you manage your credit cards. You know that limit we're always keeping an eye on? Mobills helps you monitor that so you don't have unpleasant surprises at the end of the month. Plus, you can register bills to pay and receive reminders, which is great for not forgetting to pay a bill and avoiding late fees.

For those who enjoy investing, Mobills also has some cool features. You can register your investments, see how they're performing, and get a general overview of your net worth. It's not just an app for spenders, but also for those who want to see their money grow.

In short, Mobills is a very complete tool for anyone who wants to organize their finances and, consequently, save more money. It gives you the information you need to make better decisions with your money.

Main features:

• Detailed record of expenses and income.
• Credit card and limit management.
• Reminders of bills to pay.
• Investment visualization.
• Creating monthly budgets.

3. Buscapé

You know when you're dying to buy something, but you're afraid of paying too much? Buscapé is like that smart friend who helps you avoid pitfalls. It scours the entire internet to find the lowest price for a product across multiple stores.

It's like having a private deals detective in your pocket!

Besides showing you where it's cheapest right now, Buscapé also keeps a price history. This is great for checking if the price you're seeing is really good or if it's inflated. That way, you can wait for the right time to buy and save some money.

It works like this:

• You are looking for the product you want.
• The app shows you a list of stores with their prices.
• You can see the history of how much it has cost in recent times.
• And it even has an alert to let you know when the price drops.

It's a lifesaver for those who don't want to spend more than necessary, you know? Especially for electronics, appliances, and things that we research thoroughly before buying. It's worth keeping an eye on it before any major purchase.

4. Méliuz

You know that little purchase you make and think, "Wow, I wish I could get some change back"? Well, with Méliuz, that's totally possible! This app works with a system of... cashback, Cashback, which is basically a portion of the money you spent coming back into your pocket. It's like a gift you give yourself after buying something.

The great thing is that Méliuz partners with a lot of stores, both online and physical. Think of big stores like Americanas, Casas Bahia, or even services like Uber and iFood. When you're going to make a purchase, just activate the cashback through the app before finalizing the transaction. If it's online, the amount appears in your statement after the payment is approved. If it's in a physical store, you can register your card in the app and use it at the point-of-sale terminal, or provide your CPF (Brazilian tax ID) when paying. It's that simple!

The best part is that you don't need to do anything different in your daily routine; just remember to check Méliuz before you buy.

To give you an idea of how it works, take a look:

• Online Shopping: Activate cashback in the app before going to the online store. After completing your purchase and the payment is confirmed, the amount will be returned to your Méliuz account.
• Physical Stores: Register your credit or debit card in the app. When paying at partner establishments, use the registered card and the money will be returned to you.
• Friend's Recommendation: Earn a bonus when your friends sign up and make their first purchase using Méliuz.

The accumulated money can be transferred to your bank account as soon as you reach a minimum amount, usually R$ 20. It's a great way to see your money grow effortlessly.

5. NUVapp

You know that electricity bill that always shocks you at the end of the month? NUVapp, from NUV Energia, is here to help with that. The idea is different: you don't need to invest a lot of money to have solar energy. The app connects you to shared solar power plants. Basically, you "rent" a part of this plant and, in return, receive energy credits that directly reduce your bill.

It's a very clever way to save money and help the planet at the same time, without any complications. The process is simple:

• Download the app.
• Register quickly.
• Send us your electricity bill for review.
• Start seeing the difference in the amount you pay.

With NUVapp, you save on your energy bill without needing to install anything at home. It's technology working in favor of your wallet and sustainability. If you want to reduce energy costs in a practical way without major investments, it's worth taking a look.

So, ready to save money?

Well, we've reached the end of our list. We know that saving money can seem like a daunting task, but with these tools at hand, things become much easier. Whether it's controlling daily expenses, finding that unmissable promotion, or even earning cashback on purchases, there's an app for everything. So, how about downloading one or two and starting to see the difference? Small actions, with the help of technology, can make a huge impact on your wallet. Let's go!

Frequently Asked Questions

What is the difference between a financial control app and a price comparison app?

Financial control apps, such as Guiabolso and Mobills, help you see where your money is going by organizing your expenses. Price comparison apps, like Buscapé, help you find the lowest price when buying something.

Do I need to pay to use these apps?

Many of these apps offer a free version with essential functions. Some have paid options with more features, but the free versions are already very helpful for organizing finances and saving money.

Are these apps safe to use to connect my bank accounts?

Yes, most popular apps use advanced security technologies to protect your information. They function like a reader, without having access to make transactions or handle your money. It's always a good idea to check the app's security policies.

How does cashback work?

Cashback is like 'money back'. When you buy something using an app like Méliuz, a portion of the amount you spent comes back to you as a small refund. It's a great way to save money on everyday purchases.

Can I use these apps if I don't understand much about finance?

Absolutely! Most of these apps were designed with non-finance experts in mind. They use easy-to-understand charts and automatically categorize your expenses, making everything simpler for you.

Do these apps really help me save money?

Yes! By showing you where you spend the most, comparing prices, and offering discounts or cashback, these apps give you the control and information to make smarter choices with your money, avoiding unnecessary expenses and taking advantage of the best deals.